Beware of Scholarship Scams ! - Common Scholarship Scams

November 30th, 2008 by admin

Many scholarship-finding services will tell you that “millions of dollars in private scholarship money goes unused every year” and they can guarantee that you will get this money by using their service and most of time there is up front fee incur. BEWARE! It might be scholarship scam’s trap. In general, if you have to pay money to get money, it’s probably a scam.

Every year thousand of students and parents are defrauded by scholarship scams. And many of them even unaware that they had dropped into the trap of scholarship scams, the victims usually write off the money paid up front to the scams as thinking they just simply didn’t win the scholarship.

Let review some of common scholarship scams so that your will be alerted and precaution about the suspicious scholarship offers.

Common Scholarship Scams

According to the Federal Trade Commission’s Scholarship Scams, if you receive an offer that uses one of these tactics, be suspicious:

  • The scholarship is guaranteed or your money back

    Beware of scholarship-finding services that guarantee you will win a scholarship or your money will be refunded. If it is a scam, you will find it extremely difficult to qualify for refund, because this refund guaranteed often have terms & condition attached. Get and review refund policies before you pay.

  • Ask for your credit card or bank account to hold the winning scholarship for you

    If you receive phone call saying that you have won a scholarship and they need your credit card or bank account in order to hold the winning scholarship for you. Never! Never give out any credit card or bank account without getting information or confirmation in writing first. It might be a set-up for an unauthorized withdrawal from your account.

  • A super low interest rate loan that need advance fee

    This scam will offer you an unusual low interest rate loan but they will ask you to pay for a fee during the loan application submission. And when you pay for it, the promised loan never materializes. Be aware, real education loan usually deduce the fees from the disbursement check. It never required you to pay for a fee when you submit an application. If the loan is not issued by a bank or other recognized lender, it is probably a scam. Check the offer with your local bank’s manager before you pay..

  • You can’t get this scholarship information from anywhere else

    There are many scholarship lists available for public. A real scholarship is normally announced to public and you can get this information easily from college and the recognized financial aid agencies. Start your own researching from those locations before you pay for somebody to do the work for you.

  • You won a scholarship prize!

    The scam will inform you that you have won a college scholarship worth a few thousands of dollars but you will be asked to pay for a “redemption” fee or taxes before they can release your prize. If you receive this good news but you don’t remember entering any scholarship contest, be suspicious. Even If you have entered the contest, check and get the winning confirmation letter first before any payment being made. There are scams use the real scholarship contest to cheat for money, they know many people are enrolled for the contest and by chance you are in the list.

Summary

The above are just some commons in scholarship scams. There are still many other scholarship scams around. Always be precaution in any scholarship offer to you and always check for confirmation before any money pay out. The basic guideline is “if you have to pay money to get money, it’s probably a scam”.

www.studykiosk.com - Listing the best Distance Learning Programs available to date, It explains the many ins and outs of attending a “Virtual Classroom” to help you succeed in realizing your educational goals from self-improvement, to certification, to earning an online degree. This site also profiled Universities & Colleges & consolidated financial aids information to ease the students who plan for getting financial aid in earning their degrees.

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The Basics of Online Education

November 29th, 2008 by admin

Do you want to further your education? It doesn’t matter if you are in high school wanting to get your college education or if you are an adult just wanting to learn more to hone your craft or to change professions you have the same decision that you need to make where are you going to go? Fortunately for you there are more options than traveling to your state university or commuting to the local community college every day to further your education. With the introduction of the Internet it has opened a whole new way of learning and that is by getting your education online. But what exactly is an online education and how does it measure up with the more traditional way of getting your education?

Online education, or distance learning, has really taken on a life of it’s own in the past few years. With the availability of the Internet, and especially high speed internet access, it is becoming easier and easier to join one of the accredited online colleges (many times the more traditional colleges also offer the same classes online) and to get your degree online. These colleges are spread out over the country but that doesn’t really matter to you. If you are truly getting your education online then you don’t even have to be in the same city as if you were getting your degree locally. You simply log into the classroom every day to get your assignments and then you upload them (or complete them online) in order to get your grade. There isn’t even a need to ever meet the teachers or other students and you can do it at any time of the day so it won’t interfere with your work schedule or your life in general. And the great news is that employers are recognizing more and more that an online education is a great way to go, and they are hiring based on that degree just as much as if you were taking the classes in a physical classroom.

Yes, the world is changing, and that includes the way that many people are getting their degrees. So take the time to investigate getting your education online when you are planning furthering your education, you may find that it suites you and your lifestyle to a tee.

Learn more about FloridaUniversities and CaliforniaUniversities at www.UniversityFinders.com

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Distance Learning Online

November 28th, 2008 by admin

Distance Learning takes place via the Internet, including registration, administration, and even textbook purchases. Online courses are one of higher education’s more flexible methods of imparting vital skills and knowledge for today’s society and technology.

Distance Learning allows students to take college courses at times and places that meet the demands of a busy schedule and daily life, and makes it easier to earn 100% of the credits needed for a college degree. Students need only a computer and an Internet connection to obtain lectures, assignments and questionnaires. With distance learning, students can study offline at their own convenience.

Depending on the college, students can attain an online degree in two or three years, with individual courses lasting 5-6 weeks each. Distance learning faculty are highly trained professionals, and they can be stationed anywhere around the globe. Throughout the course, distance learning instructors provide feedback on the student’s progress and offer personalized instruction. Online study is an excellent pathway to attaining career and personal goals because programs are continuously updated to provide knowledge and skills for field choices.

Through distance learning, students can earn simple certification on up to doctoral degrees in specific fields. Online colleges and universities can also help students apply for college grants, like the Pell Grant, and other state and federal grant and loan programs.

If you are interested in advancing your career potential without giving up current employment, an online distance learning course may be right for you. Feel free to research our site for more in-depth information and resources.

Copyright 2006 - All Rights Reserved
Michael Bustamante, in association with Media Positive Communications, Inc. for SchoolsGalore.com

Notice to Publishers: Please feel free to use this article in your Ezine or on your Website; however, ALL links must remain intact and active.

Michael Bustamante is a staff writer for Media Positive Communications, Inc. in association with SchoolsGalore.com. Find Distance Learning Online at SchoolsGalore.com; meeting your needs as your educational resource to locate schools.

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